FINT - Fintech

This course will provide students with an introduction to the world of finance and technology known as Fintech. Students will explore the history, current applications, and future trends of Fintech through selected readings, hands-on exercises, guest lectures, and case studies. Students will learn how Fintech is disrupting traditional financial services such as payments, lending, wealth management, insurance, and regulations. New financial innovations involving blockchain, cryptocurrencies, machine learning, and APIs will be explored and applied. All of these topics will place special emphasis on the impact of innovations to traditional financial institutions, consumers, regulators, and Fintech startups.

This course is an in-depth study of financial institutions with a focus on the functions of commercial banks. Banking services such as deposit accounts, lending, payments, and investments will be covered. For each service, attention will be given to the regulations and risks. We will also address the impact of emerging technologies on traditional bank functions.

This course is an in-depth study on the Banking as a Service model where licensed banks offer non-banking companies access to their services. We will examine the relationships between the financial institutions, BaaS providers, and Fintechs. Attention will be given to the benefits of this model as well as the risks and regulations surrounding it.

Internship in Fintech.