2023-2024 Undergraduate General Catalog


Fintech is an interdisciplinary program that combines current course offerings from the School of Business and the Computer Science department with additional coursework focused on financial institutions and Fintech as it applies to our region. This program gives a holistic view of the US financial system, the financial institutions that operate within it, and the Fintech innovations that are disrupting the ecosystem. Special focus is placed on Fintech in Sioux Falls and its position within the payment processing and Banking as a Service verticals.

The Fintech major differs from our traditional programs in two ways. First is the interdisciplinary nature of Fintech combining business and technology. Secondly are the partnerships with financial institutions in our region. These partner organizations provide students industry experience through guest lectures, case studies, and internship opportunities.

Upon completion of the Fintech major students will be able to:

  1. Demonstrate an understanding of financial markets and the role of financial institutions.
    1. ECON 120: Principles of Microeconomics
    2. ECON 121: Principles of Macroeconomics
  2. Demonstrate an understanding of the Fintech landscape in terms of its history, current applications, and future trends.
    1. FINT 100: Principles of Fintech
  3. Apply an advanced understanding of corporate finance to the areas of risk management, portfolio theory, asset pricing, and financial forecasting.
    1. BSAD 330: Principles of Finance
    2. BSAD 431: Advanced Finance
    3. BSAD 435: Investment Fundamentals
  4. Utilize current technology and apply technical skills that are necessary for a career in Fintech including, but not limited to: database management, cloud computing, programming, data structures/algorithms, data manipulation/analysis/visualization.
    1. COSC 205: Management Information Systems I
    2. COSC 210: Computer Science I
    3. COSC 212: Introduction to Data Science
    4. COSC 215: Fundamentals of Database Processing
  5. Apply a regulatory and ethical framework to financial innovations that ensures data security, integrity, and privacy for all stakeholders.
    1. FINT 300: Financial Institutions
    2. COSC 130: Ethical Issues in Technology
  6. Distinguish the role of traditional financial institutions in the Banking as a Service (BaaS) space and how that relates to innovations in finance.
    1. FINT 310: Banking as a Service
  7. Understand the regulatory landscape for financial institutions operating in the Fintech space and apply this knowledge to ensure compliance for the institution.
    1. FINT 300: Financial Institutions
    2. FINT 495: Internship